Sooner or later things in your home are bound to break down, get damaged, or just start becoming problematic due to wear, tear, and general usage. Especially things like kitchen appliances, HVAC systems, and electrical power tools, which can be quite expensive to repair, and since they are used a lot, they are at a high risk of failing. Some people think that a home warranty is unnecessary and they can handle the issue when it arises. However, it is a wise investment that is benefitting a lot of people. Here are a few reasons why you should consider it.
1. Convenience
Things like the HVAC system or a pool will require a professional to fix, this is not something that you can DIY. Not everyone has the time or money, however, to keep looking for contractors and looking at different repair solutions to get the job done. A home warranty saves you from all this trouble and provides you hassle-free maintenance whenever you need it. The professional will do everything required for the job, whereas if you were to do it yourself you might end up spending more on just tools than what you would pay the professional for the entire job.
2. Better Coverage
Your home probably has a lot of appliances. From the kitchen to the garden to the workshop, there are tools that we use in every part of the home for all kinds of different things. Some of these come with manufacturer warranties while many don’t. Having one solid home warranty policy means you don’t have to deal with dozens of different warranty claim procedures. You just have to deal with one warranty provider and this will take care of all the products that you own. In fact, this can even extend to products that don’t otherwise come with a warranty.
3. Peace Of Mind
While the average lifespan of the appliances in your home will probably be over a decade, there are always freak accidents where something you just bought a couple of days ago goes bad. This could be due to electrical surges or you might have just gotten a bad egg. Regardless, going through the warranty claim procedure with a manufacturer can be a hassle. Especially on high-value appliances. Through a warranty provider, you are covered no matter how old or how young the appliances are. In fact, you might even be covered for appliances that are well past their warranty period.
Some people rely entirely on a home insurance policy and never invest in a home warranty. It’s important to note that both these services function very differently and neither one is a replacement for the other. A home insurance policy will not provide you the cover that a home warranty will. And if you use a lot of appliances or you run a small business from home, then it can really be a money saver to have a home warranty in place. To get the best coverage you should invest in both a home warranty and a home insurance service so that damage to the house or damage to the things within the house are all protected against.
